Optimizing Fintech in Productive Zakat Redistribution to Achieve Social Justice, Inclusivity, and SDGs in Indonesia

Abstract

This research explores the role of fintech in optimizing productive zakat management to support social justice, economic inclusiveness, and the achievement of Sustainable Development Goals (SDGs) in Indonesia. Using qualitative method based on literature study, this research identifies the main challenges of current zakat management, such as limited access, transparency, and distribution efficiency. The results show that the application of fintech is able to improve the accessibility of mustahik in remote areas, accelerate the distribution process, and ensure more transparent reporting. This technology also supports monitoring and economic empowerment of mustahik, so that productive zakat contributes significantly to poverty alleviation, reduction of economic inequality, and job creation. This research recommends collaboration between the government, zakat institutions, and the technology sector to integrate fintech thoroughly, in order to create a modern, efficient, and sustainable zakat management system in accordance with the SDGs